Tips and information for the mother Life Insurance | mother Life Insurance

Tips and information for the mother Life Insurance

For benefits for motherhood * in the basic insurance neither
a deductible rate nor retention has to be paid. Often it is not
obvious to the health insurance company which expenses are
linked to motherhood. It is best the care provider states on
the invoice that motherhood is the case.

• Especially in mother life insurance with hospital supplementary insurances, a qualifying period in the case of motherhood applies. This means that in the case of motherhood full coverage in a semi-private or private ward is only applied after a certain time period.
This time period varies depending on the provider. Generally, this supplementary insurance has to be taken out at least 365 days before the claim for benefits.

• Furthermore, it has to be checked whether existing supplementary insurances include benefits in the case of motherhood.

* includes pregnancy and delivery as well as the time after birth ( childbed and lactation period ) 

The most important thing for a mother is to protect the family loved. When Mother's Day fast approaching, take a look at some tips for mom is all over the country when it comes to protecting their family finances.

• Tip 1: Have you considered a policy that pays a real income, but a lump sum?
benefit of the family income is the same politics, but rather than paying a lump sum, you pay a regular income from the point of application until theEnd of politics. It can potentially almost double the money to pay for a policy of flat rate of lead – and often cover more convenient for women.
Have you ever thought about income protection? This is extremely important, and often must be considered over ASU and life insurance. Rather than to death, pay IP payable if the insured becomes ill and is unable to work, ah replace their salary. This policy is also availableHouse persons who are not working or working less than 16 hours per week.

• Tip 2: Setting not for state services.
Do not overestimate the amount of state subsidies will you or your family you should be sick or die. The Incapacity Benefit, earning a woman of 30 years, about £ 35,000, would be entitled to receive only £ 61.35 for the first 28 weeks – the work will be based on £ 245.50 per month. However, they should take a policy of insurance with friends to £ 24.80 per month, haveguarantee a monthly income of £ 1,500, possibly until retirement.

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